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| Real
Estate Investment Strategies |
| The Monticello Group sources money from private lenders to
real estate professionals seeking loans for purchasing or developing
commercial property, raw land and other investment real estate. |
Advantages of Real Estate Lending Strategies
The Monticello Group is an excellent source of interim financing.
TMG works with local banks in assisting their clients acquire
and develop commercial and investment Real Estate, season
it, allowing the bank to refinance the property into long
term financing. |
- Work with borrowers and their bankers
in creating exit strategies which comply with banking guidelines
- All transactions reviewed by Lending committee consisting
of licensed Realtors, Mortgage Bankers, and former
bank executives
- Exit strategies reviewed and approved for market
tolerance
- Loans are secured by Real Estate. All appraisals
are completed by AIA certified licensed appraisers
- Maximum LTV ceilings imposed to ensure safe credit
transactions,
- Loans
are kept “in balance” by matching
dollars advanced against actual improvements made and increase
in finished value of project.
- Personal Guarantees required from every borrower
- Appropriate insurance required on every deal (Builders
Risk, Fire and hazard, Title)
- Partner with Maryland attorney who specializes in
real estate transactions and experienced in short term interim
financing, and is a certified escrow account through the
state of Maryland
- Legal counsel prepares and attends each settlement
- Funds designated for improvements are escrowed with
attorney until draw inspections approved,
- Funding, pay off and loan debt service managed through
licensed Maryland MAIF account
- Customized promissory note and DOT
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